Why Springfield Is One of the Best Cities to Live in Missouri for Seniors

Springfield, MO, is one of the best cities to live in Missouri for retirees. The perks include affordable cost of living, access to quality healthcare, mild four-season climate, strong sense of community, abundant recreation and natural beauty, and the top senior living community, Springhouse Village.

The St. Louis County Library states that there are over 1.3 million citizens in Missouri who are over the age of 60, which is over 20% of the state's population. It's evident that there's a strong draw to this state for older adults, and perhaps it's a smart move to follow suit.

But packing up and moving to a completely new state or city can be daunting. You need to make sure you're making the right move, after all.

If you're looking for the best cities to live in Missouri, then we'd suggest retiring in Springfield, MO.

Is Missouri Friendly to Retirees?

Yes, Missouri is quite friendly to retirees! There are three simple reasons why:

1. Low cost of living
2. Affordable housing
3. Moderate taxes

There are also tax breaks for Social Security benefits and certain pensions. So your money will definitely go far in this state.

In addition, there's a good mix of small towns, scenic countryside, and cultural hubs, many of which are senior-friendly cities. There's also good access to quality healthcare and many recreational activities wherever you go.

Where Is the Best Place for Retirees to Live in Missouri?

Our top pick for older adults would have to be Springfield, MO. This is why it's the best city for retirees to live in Missouri.

Affordable Cost of Living

Payscale shows that the cost of living in Springfield is 12% lower than the national average. Here are some other stats:

• House: 23% lower
• Utilities: 17% lower
• Groceries: 5% lower

Seniors on a fixed income will find this very pleasant on their bank accounts. And because Springfield isn't a big city, there are no high price tags, yet there are still all the necessary amenities.

Access to Quality Healthcare

Springfield has top-rated healthcare systems; CoxHealth and Mercy Hospital are two of the region's leading providers. You'll get a full range of specialized services and senior care programs.

Also, the city's healthcare network is known for its accessibility and patient-centered approach. You'll have peace of mind knowing that quality care is always nearby!

Mild Four-Season Climate

Weather Spark shows that the weather in Springfield rarely goes below 9°F or above 97°F. In general, you can expect warm but manageable summers and then mild winters that occasionally get snow.

For the most part, it'll be easy to do outdoor activities all year round.

Strong Sense of Community

Springfield is a mid-sized city, so it has plenty of modern amenities. But it's just small enough to still have the warmth and friendliness of a small town. This means that there's a welcoming spirit and active social scene, which can help seniors thrive.

There are lots of easy ways to stay engaged in this city, so you'll never feel alone. In addition, you'll feel at home in no time flat.

Abundant Recreation and Natural Beauty

Springfield is surrounded by the stunning Ozark Mountains, making it a haven for nature lovers. Activities you can enjoy here include:

• Scenic walking on the trails
• Fishing and boating on the lakes
• Exploration in beautiful parks like Nathanael Greene/Close Memorial Park

Springhouse Village Is Here

If you're curious about Missouri senior communities, then the option that should be at the top of your list is Springhouse Village. Not only do we provide independent living in Springfield, but there are assisted living options too. We even have memory care for older adults who have cognitive impairments.

Living here is like a dream as well, as we strive to make it feel like a resort. For example, we have a putting green as one of our amenities, as well as tableside service in our dining room.

Plus, we proactively fill our calendar with numerous activities and events, so there's never a boring day here. This, combined with our amenities, will have you living the best retirement possible!

Frequently Asked Questions (FAQs)

Why Is Missouri So Cheap to Live In?

Missouri is considered one of the most affordable states to live in since it has a low cost of:

• Housing
• Utilities
• Transportation

This is thanks to the state's moderate land prices and relatively low property taxes, as well as its strong agricultural base. This makes it an attractive opinion for people of all walks of life.

What Is the Rule of 80 in Missouri?

The rule of 80 in Missouri is the retirement eligibility formula that many state employers use. Basically, when an employee's age and years of credited service add up to 80, then they're eligible for full retirement benefits. For example, if you're 55 years old and have 25 years of service, then you'd qualify.

This system is a great way to encourage long-term public service, and it gives you flexibility in retirement planning too.

Is Missouri Pension-Friendly?

Yes, Missouri is generally considered pension-friendly. This is especially true for retirees relying on public pensions and Social Security.

Social security income is exempt from taxation if you earn below a specific income threshold. Also, there are partial exemptions for public pensions. While private pension income and retirement account withdrawals are still subject to state taxes, there's a low tax burden here.

All this, combined with a low cost of living and affordable healthcare, makes Missouri a financially comfortable environment for seniors.

Springfield Is One of the Best Cities to Live in Missouri

Springfield is one of the best cities to live in Missouri, hands down. There's a low cost of living, which can give seniors an excellent sense of security.

Also, the weather is pleasant, there's lots of natural beauty, and a top senior living community is here. All of these components should make it a no-brainer for you to choose Springfield as the city to move to for your retirement.

Contact us today to schedule a tour of our senior living community in Springfield, MO. Springhouse Village has walking paths with beautiful water features that provide serenity for our residents.